Life insurance is a type of insurance that provides financial protection for your loved ones in the event of your death. When you purchase a life insurance policy, you pay a premium, and in return, the insurance company provides a death benefit to your beneficiaries upon your death. The death benefit is a lump sum of money that can be used to cover expenses such as funeral costs, outstanding debts, and lost income.
Life insurance is a must to help you prepare for life’s contingencies, whether your commitments involve mortgage protection, coverage for dependents, or college funding. Our team offers every customer a detailed plan to help you decide which type of life insurance is best, such as Term Insurance, Universal Life Insurance and Whole Life Insurance.